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Opy

Openpay operates as a buy now, pay later payment platform that enables consumers to make purchases and spread payments over time. The company provides point-of-sale financing solutions for retailers and service providers across multiple sectors including healthcare, automotive, retail, and home improvement. UpGuard continuously monitors the security posture of Opy using open-source, commercial, and proprietary threat intelligence feeds. Our analysis is centered on objective, externally verifiable information.

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Opy Security Rating

Opy's security rating is based on the analysis of their external attack surface. The higher the rating, the better their security posture. Start a free trial to get a more in-depth risk assessment for Opy.

Company info

Opy
Company Opy Employees 15 Location San Diego, CA, United States CEO Dion Appel Last updated October 12, 2026

Last updated October 12, 2026

Opy Vendor Risk Report

This vendor risk report is based on UpGuard's continuous monitoring of Opy's security posture using open-source, commercial, and proprietary threat intelligence feeds. The results are summarized into a security rating based on the analysis of hundreds of individual checks across five risk categories: website security, email security, phishing & malware, brand & reputation risk, and network security.

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Website Security

Opy

X-Frame-Options is not deny or sameorigin

Browsers may display this website's content in frames. This can lead to clickjacking attacks.

CSP is not implemented

No valid Content Security Policy is implemented. This increases the risk of XSS and clickjacking attacks.

X-Content-Type-Options is not nosniff

Browsers may interpret files as a different MIME type than what is specified in the Content-Type HTTP header. This can lead to MIME confusion attacks.

Server information header not exposed

Ensuring the server information header is not exposed reduces the ability of attackers to exploit certain vulnerabilities.

X-Powered-By header not exposed

Information about specific technology used on the server is obscured.

Referrer policy is not unsafe-url

The website's Referrer Policy is not configured to allow unsafe information to be sent in the referrer header.

ASP.NET version header not exposing specific ASP.net version

Ensuring the ASP.NET version header is not exposing a specific version makes it harder for attackers to exploit certain vulnerabilities.

ASP.NET version header not exposed

Ensuring the ASP.NET version header is not exposed makes it harder for attackers to exploit certain vulnerabilities.

No unmaintained page detected

The page appears to be maintained.

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Website Security scan results table Cyber security rating score 850 out of 950

Email

Opy

DMARC policy not found

DMARC policy was not found. This makes it easier for attackers to send email from this domain. A DMARC policy should be deployed for this domain.

SPF enabled

Sender Policy Framework (SPF) records prevent spammers from sending messages with forged addresses.

Strict SPF filtering - not using +all

Sender Policy Framework (SPF) record strictly enforces specific domains allowed to send email on its behalf.

SPF syntax correct

Sender Policy Framework (SPF) record passes basic syntax checks.

SPF ptr mechanism not used

Sender Policy Framework (SPF) record does not include the ptr mechanism.

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Network

Opy

No ports are open

No open ports were detected.

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DNS

Opy

DNSSEC not enabled

DNSSEC records prevent third parties from forging the records that guarantee a domain's identity. DNSSEC should be configured for this domain.

Domain registrar or registry deletion protection not enabled

Domain is not protected from unsolicited deletion requests with the registrar or registry. The domain should have clientDeleteProhibited or serverDeleteProhibited set.

Domain registrar or registry update protection not enabled

Domain is not protected from unsolicited update requests with the registrar or registry. The domain should have clientUpdateProhibited or serverUpdateProhibited set.

No unregistered MX records detected

No unregistered MX records that could lead to receiving mail on behalf of the target organization were detected.

Domain has not expired

Domain has not expired.

No subdomain takeover vulnerability detected

No dangling DNS records that could lead to subdomain takeover were detected.

Domain does not expire soon

Domain does not expire within 30 days.

Domain not flagged as inactive

Domain is not flagged as inactive.

Domain not pending deletion

Domain is not pending deletion with the registrar.

Domain not pending restoration

Domain is not pending restoration with the registrar.

Domain registrar or registry transfer protection enabled

Domain is protected from unsolicited transfer requests.

Domain free of registrar DNS resolution hold

Domain is not under a DNS resolution hold with the registrar.

Domain free of registry DNS resolution hold

Domain is not under a DNS resolution hold with the registry itself.

Domain renewal not prohibited by registry

Domain is not prohibited from renewal at the registry itself.

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Encryption

Opy

SSL not available

SSL is the standard encryption method for browsing websites. Enabling SSL requires installing an SSL certificate on the site.

HTTP does not redirect to HTTPS

The domain is still accessible over HTTP. All HTTP requests should be redirected to HTTPS.

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Data leakage

Opy

No open cloud storage service detected

No cloud storage service configured to allow anonymous file listing was detected.

Domain index is not a listable directory

The domain index is not a listable directory.

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IP/Domain Reputation

Opy

Not a suspected malware provider

This website does not appear to contain malicious code.

No reports of botnet activity in the last 30 days

This IP/domain has not been reported as a source of botnet activity in the last 30 days.

No reports of brute force login attempts in the last 30 days

This IP/domain did not appear on any list of IPs and domains known to perform brute force login attempts in the last 30 days.

No reports of malware distribution in the last 30 days

This IP/domain has been reported for distributing malware in the last 30 days.

No reports of unsolicited scanning in the last 30 days

This IP/domain has not been reported for performing unsolicited scanning in the last 30 days.

Not suspected of unwanted software

This website does not appear to be attempting to install unwanted software.

Not a suspected phishing page

This site does not appear to be a forgery or imitation of another website.

No reports of phishing activity in the last 30 days

This IP/domain has not been reported as a phishing site in the last 30 days.

No reports of botnet activity in the last 90 days

This IP/domain has not been reported as a source of botnet activity in the last 90 days.

No reports of brute force login attempts in the last 90 days

This IP/domain did not appear on any list of IPs and domains known to perform brute force login attempts in the last 90 days.

No reports of malware distribution in the last 90 days

This IP/domain has been reported for distributing malware in the last 90 days.

No reports of unsolicited scanning in the last 90 days

This IP/domain has not been reported for performing unsolicited scanning in the last 90 days.

No reports of phishing activity in the last 90 days

This IP/domain has not been reported as a phishing site in the last 90 days.

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Security reports related to Opy

Compare Opy's security performance with other companies in their industry.

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Cybersecurity & Risk Management Library

The ultimate guide to attack surface and third-party risk management – actionable advice for security teams, managers, and executives.

Free · for Opy customers & vendors

You're evaluating Opy's risk.Are attackers evaluating yours?

UpGuard runs 330+ external checks on Opy continuously. Get the same view of your own company — free, in 30 seconds.
Get my free score
Website Security scan results table Cyber security rating score 850 out of 950
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